7 Things I Wish I’d known in My Early 20s

Why Your Early 20s Matter

Your early 20s are a golden window to build habits and skills that shape your future. Whether you’re a student, recent graduate, or young professional, investing in these seven pillars will set you up for lifelong success. I’m writing this because I feel I’ve wasted 20 years and I hope you guys can learn from my mistakes.

Anyway! Let’s dive into actionable strategies to maximize this pivotal decade.

1. Master Technology & Digital Literacy

In 2024, tech skills are non-negotiable. From coding (Python, JavaScript) to understanding AI tools like ChatGPT, tech fluency opens doors to remote work, startups, and innovation. Start with free platforms like Coursera or Codecademy, and build projects like apps or websites. Follow tech influencers on LinkedIn or YouTube to stay updated on trends like blockchain and cybersecurity.

Pro Tip: Automate daily tasks with tools like Zapier, it’s a practical way to apply tech skills.

2. Build a Lifelong Reading Habit

Reading boosts creativity, critical thinking, and empathy. Aim for 20-30 books a year, blending genres:

• Self-Improvement: Atomic Habits by James Clear.
• Finance: Rich Dad Poor Dad by Robert Kiyosaki.
• Fiction: The Alchemist by Paulo Coelho.

Use apps like Goodreads to track progress, or try audiobooks via Audible during commutes. Join online book clubs to discuss ideas and stay motivated.

3. Learn Business Fundamentals

Whether you want to launch a startup or freelance, grasp business basics:

• Marketing: Master SEO (use tools like Ahrefs) and social media strategies.
• Finance: Learn budgeting and profit/loss analysis.
• Networking: Attend local meetups or virtual events on Meetup.

Start small: Sell handmade crafts on Etsy, freelance as a graphic designer, or manage Instagram accounts for small businesses.

4. Cultivate Discipline & Self-Development

Discipline is the bridge between goals and success. Try these strategies:

• Morning Routine: Meditate, exercise, or journal.
• Productivity Tools: Use Notion for task management.
• Skill Development: Take courses on emotional intelligence or public speaking (check Udemy).

Quote to Remember: “Success is the sum of small efforts, repeated day in and day out.” — Robert Collier

5. Demystify Stock Markets & Investing

Financial freedom starts with understanding money. Begin with:

• Books: The Intelligent Investor by Benjamin Graham.
• Simulators: Practice risk-free with platforms like Investopedia Stock Simulator.
• Diversify: Explore ETFs (e.g., Vanguard S&P 500) or fractional shares via apps like Robinhood.

Rule of Thumb: Invest 20% of your income and let compound interest work its magic.

6. Embrace Minimalist & Modest Living

Avoid lifestyle inflation. Strategies include:

• Budgeting: Track expenses with Mint.
• Thrifting: Buy secondhand clothes or furniture.
• Mindful Spending: Ask, “Do I need this, or is this an impulse?”

Living below your means frees up resources for travel, education, or investments. Here you can read post about frugal life: Embrace the Frugal Life: Simple Practices for a Richer Existence

7. Prioritize Physical & Mental Health

Your health is your greatest asset. Focus on:

• Fitness: Aim for 150 minutes of weekly exercise (try YouTube workouts).
• Nutrition: Meal prep with whole foods; limit processed snacks.
• Sleep: Prioritize 7-9 hours nightly.
• Mental Wellness: Practice gratitude journaling or mindfulness apps like Headspace.

FAQ Section

Q: How do I balance all these skills at once?
A: Start with one pillar (e.g., reading) and add others gradually. Consistency beats intensity.

Q: What if I can’t afford courses or tools?
A: Use free resources like YouTube tutorials, library books, or free trials for apps.

Conclusion: Start Small, Think Big

Your early 20s are about experimentation. You don’t need to perfect all that “seven pillars” I wish I’d known in my early 20s overnight, just try focus on progress, not perfection. Share this guide with a friend to stay accountable, and celebrate every small win!

Btw, which pillar will you tackle first? Let us know in the comments below!